Beyond being the driving force of economies, SMEs stand out for their role in supporting social stability and fostering local development. Backed by a comprehensive field study conducted on enterprises in the Bolu province, the book aims to examine the current state of SMEs and the challenges they face.

Within the scope of the research, critical areas such as sources of financing, production capacities, marketing strategies, and export opportunities of these enterprises have been analyzed, and recommendations have been developed to address the identified issues. Moreover, the impact of local and national economic policies on SMEs has been evaluated, highlighting the dynamics that vary according to the size and sectors of the enterprises.

The book particularly focuses on factors shaping SMEs’ use of credit, equity management, and investment decisions. The data obtained from the research offers practical solutions to help enterprises overcome the obstacles they encounter on their path to growth and development. This study, centered on the Bolu example, serves as a significant reference for SMEs across Turkey as well.

For readers who believe that SMEs should not only contribute economically but also play a more impactful role in local development, this book serves as a valuable resource. By addressing both academic and practical perspectives, this work aims to guide decision-makers, researchers, and business owners alike.